We understand that everyone’s financial needs are different. We see our customers as people with individual circumstances and we try very hard to really understand your needs and circumstances. Whatever you are borrowing money for and whatever your circumstances, we scour the market for the financial product that will fit seamlessly into your life. Currently we have a large panel of Second Charge Mortgage lenders at your disposal, and a series of 'Unsecured lenders' . We seek to give a 'whole of market' appraisal as independent advisors.
If you are a homeowner in the United Kingdom, you may be eligible to take out at times called 'homeowner loan'. Secured loans are loans that are secured against your property, which is why they are only available to homeowners, and often at more competitive rates then Unsecured Loans.
We can assist with Home Owner Loans / Secured Loans whether you want to raise cash to pay off expensive credit cards, for home improvements, a new car or for any other legal purpose. We access 'whole of market' to provide a one stop shop for secured loans / homeowner loans tailored to suit your exact needs and circumstances. We can often place difficult cases, when all other avenues have been exhausted. Fill in one application and let us return with the most suitable options.
If you have County Court Judgements, or Defaults in payments for goods and services, if you have had Mortgage Arrears in the past or present, if you have a Poor Credit Rating, if you have been declared bankrupt, or you are subject to Involuntary Arrangements in the present or past, we may be able to help regards the right mortgage or re-mortgage solution. Each case will be assessed on its own merits. Specialist lenders realise that clients that once had problems financially can turn a new leaf and make a fresh start, and are prepared to give clients a chance to get back on their feet. We can discuss and negotiate with lenders personally on your behalf. But in the current economic climate lending criteria and loan application acceptance is at a all time low. Mortgage products are in a continuous flux of change, these are challenging times, we run the extra mile to assist our clients, please contact us, to see how we may assist you with professional and impartial advise/guidance....there may be a solution. Take the first step to contact us to explore your options....
If You do not have company accounts ? Does your income / salary vary throughout the year ? Are you having difficulty in proving your income, do you work on commission basis and you do not have a steady income? We may able to help in these challenging circumstances. But such mortgages are difficult to place.. .in the current economic climate 'self certification' mortgages are under pressure, and on the way out. However lending criteria is in a continuous process of change and lenders entering and exiting the market. Please approach us so we can understand your current needs and circumstances regards a viable mortgage or re-mortgage solution.... we attempt to place difficult cases, when all other avenues have been exhausted
We can offer competitive rates from 'whole of the market' for home owner loans and unsecured loans.
Looking for a cheap Unsecured loan? That is a loan not secured on a property, or you are not a property owner. If you need a 'Unsecured loan', you want to be confident you've found the best deal. Whether you want a secured loan, car finance, loans for bad credit or any kind of borrowing, Independent Financial Services (coomercial) offers impartial guidance to help you make the right decision. We can empower you to take control of your finances, and make your money work harder by making the right decision for you.
Independent Financial Services (Commercial) - has associations with some of the leading names in the UK loan, and access to exclusive schemes. We will give guidance and support to enable you to make an informed decision what is best for you...you can only do this if you are armed with the correct information.
We can help you if you seek a 'Second Charge Loan' or 'Unsecured Loan' :
You can fill a simple ‘ Quick Enquiry’ form and we will telephone you back at your convenience to discuss in confidence your needs and circumstances. Click here>>>.
Or Alternatively telephone 0845 4860 786 Or Fax 0845 8051677
You can fill a ‘Commercial Enquiry Form’ so we can search the market for a suitable mortgage in accordance to your needs and suitability. Click here >>> Or just call for advise or guidance the initial consultation is FREE to discuss your options....
Homeowner Loans: The actual interest rate available will depend upon your needs & circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.